GOVERNMENT OF INDIA
Ministry of Finance
DEPARTMENT OF FINANCIAL SERVICES
UNSTARRED QUESTION NO. 1300
TO BE ANSWERED ON AUGUST 23, 2012 / 1, BHADRAPADA, 1934 (SAKA)
SHGs Financed by Public Sector Banks
1300. SHRI RAJEEV CHANDRASEKHAR:
Will the Minister of FINANCE be pleased to state:
(a) the total number of women Self Help Groups (SHGs) financed by Public Sector Banks in Karnataka, bank-wise and district-wise;
(b) in what manner these SHGs are functioning in the State and what is their NPA percentage; and
(c) the other measures that Government and the Public Sector Banks propose to take to further promote the women SHGs in the State?
THE MINISTER OF STATE IN THE MINISTRY OF FINANCE
(SHRI NAMO NARAIN MEENA)
(a) to (c) : The functioning of SHGs in Karnataka are according to the extant guidelines of RBI/NABARD. The Bank-wise details of the Women SHGs in Karnataka State in respect of Public Sector Banks are given in Annexure.
In Karnataka State, the total loan outstanding as on 31 March 2011 against all SHGs linked with Public Sector Banks is amounting to Rs. 1,26,588.11 lakh, of which the amount of NPA is Rs. 3,494.88 lakh, which is 2.76% of the total outstanding.
NABARD is conducting capacity building/awareness programmes for all stakeholders, viz., bankers, NGOs, SHGs, and Government Officials in order to bring improvement in functioning of the groups. Government of India is implementing Women Self Help Group (WSHG) Scheme in 150 backward districts including Left Wing Extremism (LWE) affected Districts in the Country. Two Districts of Karnataka State, viz., Chitradurga & Gulbarga are covered under the Scheme.
NABARD has set a target for promotion of 50,000 SHGs in the State in 2012-13.
(Position as on 31 March 2011)
Name of the Bank
Women SHGs in Karnataka
Bank of Baroda
Bank of India
Bank of Maharashtra
Central Bank of India
Indian Overseas Bank
Oriental Bank of Commerce
Punjab & Sind Bank
Punjab National Bank
State Bank of Hyderabad
State Bank of India
State Bank of Mysore
State Bank of Travancore
Union Bank of India
(Source: Status of Micro Finance in India, 2010-11, NABARD, Mumbai)
District-wise data in respect of Public Sector Commercial Banks is not available with NABARD.