GOVERNMENT OF INDIA
Ministry of Finance
DEPARTMENT OF FINANCIAL SERVICES
RAJYA SABHA
UNSTARRED QUESTION NO 310
TO BE ANSWERED ON THE 7TH JULY, 2009 / ASADHA 16, 1931 (SAKA)
Retail Asset Delinquencies
310 SHRI RAJEEV CHANDRASEKHAR:
Will the Minister of FINANCE be pleased to state
(a) the details of retail asset delinquencies with respect to credit cards and home loans in Indian Banks over the last two years, bankwise; and
(b)the number of cases of unlawful coercion by debt collectors on banks that the Reserve Bank of India has acted on since its guidelines for the same were Issued, with details thereof?
ANSWER
The Minister of State in the Ministry of Finance
(Shri Namo Narain Meena)
(a) The consolidated data on retail asset delinquencies with respect to credit cards and home loans in Indian banks over last two years are given in Table below -
(Amount Rs in crore)
Retail Loan Details
|
March-08 |
March-09 |
Housing Loan – Credit Outstanding |
2,34,069 |
2,59,838 |
Housing Loan – Impaired Credit |
5,409 |
5,958 |
Credit Card Receivables – Credit Outstanding |
13,714 |
14,370 |
Credit Card Receivables – Impaired Credit |
2,037 |
2,867 |
(b) The information is being collected and will be laid on the Table of the House to the extent available.